Data Protection

Zuma99 Privacy Policy – Malaysia Member Personal Data Protection

Your privacy is our priority. This document transparently explains how zuma99 collects, uses, stores and protects your personal data — all grounded in the principles of transparency and security.

Updated: 1 January 2026
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Bahasa Malaysia

Introduction to the zuma99 Privacy Policy

Version 2.4 – Jan 2026

At zuma99, we understand that your personal data is something of great value that must be protected seriously. This Privacy Policy is written to give you a clear and honest picture of how we handle your personal information throughout your use of our platform.

We operate on the principle of privacy by design — meaning data protection is not an add-on, but a core part of how the zuma99 system is built. Every feature, every process and every data flow within this platform is designed with member privacy protection in mind from the very start.

This Privacy Policy applies to all users of the zuma99 platform, including those who browse our website without an account, registered members, and all individuals who interact with our services through any digital channel.

This Privacy Policy should be read alongside the zuma99 Terms and Conditions. By using our platform, you agree to the data collection and usage practices described in this document.

1Who Is Responsible for Your Data

Zuma99 acts as the data controller for all personal information collected through our platform. This means zuma99 determines the purpose and manner in which your personal data is processed, and bears full responsibility for ensuring that data is managed securely and in accordance with applicable laws.

The zuma99 Data Protection Team continuously monitors compliance with this privacy policy and is responsible for evaluating and improving data protection practices on an ongoing basis.

If you have any questions or concerns regarding your data privacy, you may reach us through the support channels available on the platform.

2Types of Data We Collect

Zuma99 collects various types of information depending on how you interact with our platform. Below is a comprehensive overview of the data we may collect:

2.1 Data You Provide Directly
  • Registration information: Full name, date of birth, phone number, email address, and password.
  • Identity verification (KYC) information: Copies of your ID card, passport or other identification documents, proof of address, and a verification selfie.
  • Financial information: Bank account number, account holder name, and eWallet details for deposit and withdrawal purposes.
  • Communications: Any messages, complaints or feedback you submit to our support team.
2.2 Data Collected Automatically
  • Device data: Device type, operating system, unique device identifier and application version.
  • Network data: IP address, approximate location based on IP, internet service provider name.
  • Platform activity data: Game history, transaction history, session duration and general usage patterns.
  • Cookie data: Session information, preferences, and analytics data collected via cookies and related tracking technologies.
Data Category Example Requirements
Identity Name, IC number, date of birth Mandatory (KYC)
Contact Email, phone Mandatory
Finance Bank account no., eWallet Mandatory (transaction)
Technical IP, device, OS Automatic
Activity Game history, login records Automatic
Preferences Language settings, notifications Options

3Why We Use Your Data

Zuma99 only uses your personal data for legitimate and necessary purposes. We do not collect data excessively or use it for purposes unrelated to the services we provide to you.

  • Account management: Create, verify, and securely maintain your member account.
  • Transaction processing: Process deposits, withdrawals, and all financial transactions on the platform.
  • Identity verification (KYC): Comply with anti-money laundering requirements and prevent fraud.
  • Customer support: Enable the zuma99 support team to assist you effectively.
  • Platform security: Detect and prevent fraudulent activity, hacking, and platform abuse.
  • Service improvement: Analyse usage patterns to improve platform features and experience.
  • Marketing communications: Send information about promotions and offers — you can opt out at any time.
  • Legal compliance: Meet reporting and record-keeping obligations under applicable laws.
zuma99 will not use your personal data for any purpose not stated in this Privacy Policy without first obtaining additional consent from you.

4Data Sharing with Third Parties

Zuma99 does not sell, rent or trade your personal data to any third party for their own marketing purposes. Your data is only shared in limited and necessary situations:

4.1 Trusted Service Providers

We share limited data with service providers that help us operate the platform — including payment service providers, cloud infrastructure providers and analytics providers. All such third parties are bound by strict data confidentiality agreements and may only use your data for purposes we have specified.

4.2 Legal Requirements

Zuma99 may be required by law to disclose certain data to relevant authorities, including law enforcement agencies and financial regulatory bodies. In such situations, we will disclose only the minimum data necessary and will notify you where permitted by law.

4.3 Platform Protection

In cases of suspected fraud or financial crime, zuma99 may share relevant data with security partners or authorities to protect the interests of all platform members.

zuma99 has never and will never share your password, PIN or account security information with anyone, including internal parties. Be cautious of emails or messages claiming to be from zuma99 that request such information.

5How We Protect Your Data

Data security is an ongoing investment for zuma99, not just a compliance checkbox. We apply multiple layers of technical and organisational protection to keep your personal data safe at all times:

  • Encryption in transit: All data transmitted between your device and zuma99's servers is protected with 256-bit SSL/TLS encryption.
  • Encryption of stored data: Sensitive data such as banking information and KYC documents are stored in encrypted form on our servers.
  • Internal access controls: Access to member data is restricted to staff who genuinely need it to carry out their duties, in line with the principle of minimum access rights.
  • Real-time monitoring: zuma99's security system continuously monitors platform traffic and activity to detect any anomalies or unauthorized access attempts.
  • Two-factor authentication: 2FA is available and recommended for all members as an added layer of protection during login.
  • Regular security audits: zuma99 undergoes regular security testing and independent audits to identify and address any potential vulnerabilities.
While zuma99 employs comprehensive technical safeguards, the security of your account also depends on your own actions. Use a strong and unique password, enable 2FA, and never share your login credentials with anyone.

6Cookies and Tracking Technologies

Zuma99 uses cookies and similar tracking technologies to enhance your experience on our platform. Below is an explanation of the types of cookies we use:

Essential Cookies (Cannot Be Disabled)

These cookies are required for core platform functions such as login session authentication, security, and language preferences. Without them, the platform will not function properly.

Analytics Cookies (Can Be Disabled)

These cookies help us understand how members use the platform — which pages are visited most, where users encounter issues, and overall navigation patterns. This information is used to improve the platform.

Preference Cookies (Can Be Disabled)

These cookies store your personal preferences such as language settings, display layout, and options you have configured, so you don't need to reconfigure them every time you log in.

You can manage cookies through your browser settings. However, disabling essential cookies may affect the functionality of the zuma99 platform.

7Your Rights Regarding Personal Data

As a zuma99 member, you have several rights regarding your personal data that we take seriously and consistently uphold. These rights are as follows:

Right of Access

You have the right to know what personal data we hold about you and how it is used. Requests for a copy of your data can be submitted through support.

Right to Rectification

If any of your personal data is inaccurate or outdated, you have the right to request a correction through your account panel or customer support.

Right to Erasure

In certain circumstances, you may request the deletion of your personal data. Such requests are subject to applicable legal record-keeping obligations.

Right to Object

You may object to the use of your data for direct marketing purposes at any time without providing any reason.

Right to Data Portability

You may request a copy of your personal data in a machine-readable format for the purpose of transferring it to another service.

Right to Restriction of Processing

In certain situations, you may ask us to temporarily restrict the processing of your data while a dispute or request is being resolved.

To submit any request related to your privacy rights, contact the zuma99 support team via live chat or email. We will process your request within a reasonable timeframe and inform you of the outcome.

8Data Retention Period

Zuma99 does not retain your personal data indefinitely. We set reasonable retention periods based on the original purpose of data collection and applicable legal requirements.

  • Active account data: Retained for the duration your account is active and for a reasonable period after account closure.
  • Financial transaction records: Retained for a minimum of seven (7) years in accordance with accounting and anti-money laundering legal requirements.
  • KYC documents: Retained for the period specified by the relevant regulatory body, typically five (5) years after the business relationship ends.
  • Support communication logs: Retained for two (2) years for reference and quality control purposes.
  • Analytics and technical log data: Retained for between 90 days and two (2) years depending on the type of data.

When data is no longer needed and there is no legal obligation to retain it, zuma99 will securely delete or anonymise that data.

9Child Protection

The zuma99 platform is strictly for adults aged 18 and above. We do not intentionally collect or process personal data of anyone under the age of 18.

If we find that we have inadvertently collected personal data of someone under the age of 18, we will take immediate steps to delete that data and close the account in question.

If you become aware that a minor has registered a zuma99 account, please notify us immediately through our support channels so that prompt action can be taken.

10Privacy Policy Amendments

Zuma99 may update this Privacy Policy from time to time to reflect changes in our practices, new technologies, legal requirements or other legitimate reasons. Each update will include a new amendment date at the top of this document.

For material amendments — meaning changes that significantly affect how we use your data — we will provide you with clear notice via email or in-platform notification at least seven (7) days before the amendment takes effect.

Continued use of the zuma99 platform after any amendments take effect will be considered acceptance of the revised policy. If you disagree with any changes, please discontinue use of the platform and contact us to discuss available options.

We encourage you to review this Privacy Policy regularly. You can bookmark this page for easy access whenever you wish to refer back to it.
Security Commitment
  • 256-bit SSL encryption for all data.
  • Data is not sold to third parties.
  • 24/7 security monitoring.
  • Strict internal access controls in place.
  • Two-factor authentication available.
  • Regular security audits by independent parties.
Related Documents
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Six Ways zuma99 Protects Your Privacy

A privacy policy is more than a document — it is a concrete commitment that zuma99 fulfils every day to protect your personal data.

Industry-Grade Encryption
All data transmitted between your device and zuma99's servers is protected with 256-bit SSL encryption — the same standard used by major banks in Malaysia.
Secure and Transparent KYC
zuma99's identity verification process is designed to protect you from identity fraud. Your KYC documents are stored in encrypted format and are never shared without your consent.
Minimum Access Principle
Only staff who genuinely need access to your data are permitted to do so. zuma99's internal access control system ensures no one can access data beyond the scope of their role.
Real-Time Threat Monitoring
zuma99's security system operates around the clock to detect any suspicious activity, unauthorized access attempts or anomalies that could compromise your account security.
Clear Data Retention Policy
zuma99 sets clear data retention periods for each category of information. Data that is no longer needed is deleted or anonymized systematically and securely.
Full Control Over Your Data
You have the full right to access, correct, delete or transfer your personal data. zuma99 streamlines this process and handles every request seriously and promptly.

Your Data Is Safe with zuma99

We've been fully transparent about how we protect your privacy. Now it's your turn to enjoy the zuma99 platform with complete confidence — register today and experience the difference for yourself.

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